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Housing & Utilities

There are many assistance programs available to help you pay your rent, mortgage, or utility bills. Some programs provide on-going support while others offer one-time payments to help you through a crisis such as the loss of your job.

MIFA Emergency Services Program
One time assistance with rent, mortgage or utility payments
MLGW On Track Program
Payment program to help with past and current utility bills
THDA Mortgage Program
Low-interest loans and down payment assistance for homebuyers
Section 8 Voucher Program
Program that lowers the cost of your rent
Down Payment Assistance Programs
Money to help you purchase a home
The Memphis Housing Counseling Network
Network counseling that will prepare you for and guide you through homeownership
Mortgage and Foreclosure Counseling
Assistance with Mortgage and Foreclosure issues
Reverse Mortgage Counseling
Counseling you need before you can receive a reverse mortgage
Salvation Army Shelter and Supportive Housing Program
Shelter and supportive housing access for homeless and displaced clients in the mid-south
RISE IDA II Program
A matched savings program for the purpose of buying a home or other assets
Lifeline and Link-Up
Help paying your phone bill or free wireless minutes
Habitat for Humanity
A path to homeownership