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Down Payment Assistance Programs

Do you need help buying your first home?

Quick Facts
What is it?
The City of Memphis's Down Payment Assistance Program assists low and very low-income families in purchasing their first home. Offered by the City of Memphis' Division of Housing and Community Development (HCD), the Down Payment Assistance Program targets five different groups: teachers, police officers, public housing residents, section 8 voucher holders and first time homebuyers interested in purchasing a home within the Memphis city limits. Police officers must purchase a home in a designated zip code.

What do you get?
You can receive one-time assistance of $10,000 toward down payment and closing costs at the time you purchase your house.